When it comes to our finances, we know all about budgeting for our monthly outgoings. Your rent or mortgage, electricity, gas, council tax, and any other bills you might have…
Money and Finance Magazine is updating its ground-breaking financial guide, The Book of Money and Finance, with chapters focused on how to achieve financial freedom. Would you like to be…
No one has a crystal ball. Nor could anyone have predicted how turbulent a time we – individuals and businesses – would face over the last two and a half…
The short answer is, yes you can? In fact the whole industry of ‘Buyer’s Agencies’ is a relatively new one. When you’re looking to buy your own home, using a…
Imagine spending your money without banks, intermediaries, or governments getting in the way. No taxes on your transaction, no collection of information, no banking fees and a speedy transaction –…
“In our time, the curse is monetary illiteracy, just as inability to read plain print was the curse of earlier centuries.” Ezra Pound Inflation is back. Interest rates are raising…
Over shared brunches and dinners with girlfriends, and while raising glasses of wine, the topic of retirement and financial security is becoming impossible to ignore. Just the other evening, while…
There is much to plan for in life — college, your wedding, your first child, retirement, life insurance — and with more than enough to keep you busy, it is…
It’s been alleged that Albert Einstein once exclaimed that compound interest was “the eighth wonder of the world” and also “the most powerful force in the world”. Whether or not…
Mario Hernandez is a partner at Gemmer Asset Management LLC. Mario has been at Gemmer Asset Management LLC for 23 years and serves as the financial planner for in-house clients. …
